Connecticut Insurance License Requirements InsuranceLicenseExpress.com

The Licensing Division of the State of Connecticut Insurance Department can be reached at the following addresses:

Standard Mail:  PO Box 816, Hartford, CT  06142-0816
Overnight Mail:  153 Market St., 7th Floor, Hartford, CT  06103

Their web address is www.ct.gov/cid and their phone number is 860.297.3845

License Overview for an Initial Individual Producer License:
All applicants must be at least 18 years of age and of good moral character.  Individuals wanting to solicit, negotiate or sell Life/Accident and Health, Property/Casualty, Personal Lines, Variable Life/Variable Annuities, Credit and/or Travel Coverage must be licensed.

Prerequisites: Education and exam are required for CT Residents in the following authorities:  Life, Accident/Health, Property/Casualty and Personal Lines.

Equivalent license in “resident” state is required for nonresidents.

Education Requirements:
Eighty (80) hours for Life/AH combination, Eighty (80) hours for Property and Casualty combination.  Life, AH, Property, Casualty and Personal Lines all require forty (40) hours each if taking them as a single course.

Required Documentation for the Application Process:
Connecticut residents applying for Life, A&H, Property/Casualty or Personal Lines must submit a completed Uniform Application and fee as well as original prelicense completion certificate and state exam score report.  Applicants must submit a Letter of Designation if EXEMPT (see site below for more details about exemptions).  Applicants must also submit any documentation to support a “yes” response.

Nonresidents wishing to apply for a license should go to www.nipr.com.

For more general information, information about exemptions and to access forms go to http://www.ct.gov/cid/cwp/view.asp?q=398766.  Scroll down and click on the “I” next to the Producer Resident and Nonresident application.

Securities License Requirements

Any securities professional associated with a member firm-including partners, officers, directors, branch managers, department supervisors, and salespersons-must register with the Financial Industry Regulatory Authority (FINRA). The registration application requires information about the individual's prior employment and disciplinary history. FINRA prescribes two levels of qualification and registration:

• Registered representatives, generally sales personnel
• Principals, generally officers of the firm and other management personnel involved in the day-to-day operation of the firm's investment banking or securities business

As part of the registration process, securities professionals must pass examinations administered by FINRA to demonstrate competence in the areas in which they will work. These mandatory qualification examinations cover a broad range of subjects on the markets, as well as the securities industry and its regulatory structure, ensuring a minimum level of understanding and expertise. For additional information, you should consult with your broker-dealer management team. You may also visit FINRA's website for detailed information.