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Massachusetts Insurance License Requirements

Direct any questions about applications for licensure to:

Massachusetts Division of Insurance, Producer Licensing
1000 Washington Street
Suite #810
Boston, MA 02118-6200
Phone: 617.521.7794, and opt for line #2
Web site:

The Division is authorized to license individuals and business entities (corporations, partnerships, limited liability companies and limited liability partnerships) who wish to operate as producers, advisers, public insurance adjusters, motor vehicle damage appraisers, surplus lines brokers, reinsurance intermediaries, and viatical settlement or loan brokers, as defined in Massachusetts Insurance Laws.

Massachusetts Candidate Handbook provides additional information regarding the examination procedures.

Resident Licensing Checklist for Individuals

  • Resident applicants must pass a licensing examination for the particular line of authority(ies) they wish to sell/solicit or negotiate insurance in MA.
  • Applicants must include the *ORIGINAL test service score report for each examination passed, along with NAIC Uniform application. Examinations are administered by the independent testing service, Prometric, contracted by this office. Registration and examination information can be found at *Once a license is issued, please do not submit a new application to add a new line of authority to your license, but rather, inform the Division in writing, include your new test score report and if adding P & C or PL, enclose a check made payable to the Commonwealth of Massachusetts in the amount of $75.00 for the Lead Paint Surcharge.
  • Applicants have one (1) year from the date they pass the Massachusetts licensing exam(s) to apply for the line of authority. After one (1) year the state exam must be repeated.
  • Please complete the Uniform Application for Individuals and submit with the licensing fee.
Fees are as follows :
  • Individual Producer License (no property, casualty or personal lines of authority) - $225.00
  • Individual Producer License with a property or casualty or personal lines of authority (includes Lead Paint Surcharge*): $300.00
  • Submit applications, documents and fee checks to the P.O. Box (bank lockbox) for processing of checks first.

Please send these documents to: MA Division of Insurance
Producer Licensing
P.O. Box 370043
Boston, MA 02241-1743

Securities License Requirements

Any securities professional associated with a member firm-including partners, officers, directors, branch managers, department supervisors, and salespersons-must register with the Financial Industry Regulatory Authority (FINRA). The registration application requires information about the individual's prior employment and disciplinary history. FINRA prescribes two levels of qualification and registration:

  • Registered representatives, generally sales personnel
  • Principals, generally officers of the firm and other management personnel involved in the day-to-day operation of the firm's investment banking or securities business

As part of the registration process, securities professionals must pass examinations administered by FINRA to demonstrate competence in the areas in which they will work. These mandatory qualification examinations cover a broad range of subjects on the markets, as well as the securities industry and its regulatory structure, ensuring a minimum level of understanding and expertise. For additional information, you should consult with your broker-dealer management team. You may also visit FINRA's website for detailed information.

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