This licensing information is designed to provide a summary of the Kentucky insurance license requirements established by the Kentucky Department of Insurance. We recommend you contact the Kentucky Department of Insurance for more detailed information or changes.

Step 1: Complete a Kentucky insurance pre-licensing course

To sell insurance in Kentucky, you must complete an approved pre-licensing education course. All insurance pre-licensing courses provided by Insurance License Express are approved by the Kentucky Department of Insurance.

Once you have completed your Kentucky insurance pre-licensing course, you will receive a Certificate of Completion. The course is valid for one year from your date of completion. Within one year of completing the course, you must pass your Kentucky insurance license exam.

Step 2: Undergo a background check

You must apply for a criminal background report online through the Administrative Office of the Courts (AOC) at FastCheck. Pay the non-refundable fee of $20 by check or electronic check.

  • If you are a first-time user, you will need to register and create an account. Make sure you verify your email address when you receive an email confirmation.
  • If you already have an account, log in to access your account, and select “AOC FastCheck” and then “Add a New Batch.” The category is “Licensing,” the group is “Department of Insurance (DOI),” and the reason is “Licensing.” Continue to follow the instructions and confirm that the Department of Insurance receives a copy of your background report. Online requests are typically processed within two business days, and processing times for background checks can take up to 21 days.

Step 3: Apply for a Kentucky insurance license

Once you’ve passed the background check, apply for your Kentucky insurance license by completing an application at All non-refundable fees may be paid by credit card or electronic check.

Step 4: Pass a Kentucky insurance licensing exam

Make an exam reservation

Your state licensing exam is provided by the Kentucky Department of Insurance. Once you receive notification that your application has been processed, visit to set up an eServices account and schedule your exam.

Reschedule or change the date of your appointment at least 24 business hours prior to your scheduled exam date. If you do not give adequate notice, you could lose the $50 exam fee.

What to bring to your exam

You are required to bring a current government-issued photo ID. You also need to bring a notarized copy of your pre-licensing Certificate of Completion.

You should arrive at your test center at least 10 minutes prior to the exam so that you have plenty of time to verify your identification and have your photograph taken.

Kentucky insurance license exam format

  • Each major line exam is given in a multiple-choice format.
  • The exam consists of a general section that covers basic insurance product knowledge and a state section that covers the insurance laws, regulations, rules, and practices of Kentucky.
  • You will be able to receive your exam results at the testing site and print them at eServices.
  • You may take the exam an unlimited amount of times within a 120-day timeline, but you will be required to pay a $50 fee for each scheduled retake of the exam.

Step 5: Print your Kentucky insurance license

After you’ve passed the exam, log in to your eServices account at to print your Kentucky insurance license.

For more information regarding Kentucky insurance license requirements, contact the Kentucky Department of Insurance.


Securities License Requirements

Any securities professional associated with a member firm-including partners, officers, directors, branch managers, department supervisors, and salespersons-must register with the Financial Industry Regulatory Authority (FINRA). The registration application requires information about the individual's prior employment and disciplinary history. FINRA prescribes two levels of qualification and registration:

  • Registered representatives, generally sales personnel

  • Principals, generally officers of the firm and other management personnel involved in the day-to-day operation of the firm's investment banking or securities business

As part of the registration process, securities professionals must pass examinations administered by FINRA to demonstrate competence in the areas in which they will work. These mandatory qualification examinations cover a broad range of subjects on the markets, as well as the securities industry and its regulatory structure, ensuring a minimum level of understanding and expertise. For additional information, you should consult with your broker-dealer management team. You may also visit FINRA's website for detailed information.

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All you Online Insurance License announcements

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