This licensing information is designed to provide a summary of the New Jersey insurance license requirements established by the New Jersey Department of Banking and Insurance. We recommend you contact the New Jersey Department of Banking and Insurance for more detailed information or changes.

Step 1: Complete a New Jersey insurance pre-licensing course

To sell insurance in New Jersey, you must complete an approved pre-licensing education course. All insurance pre-licensing courses provided by Insurance License Express are approved by the New Jersey Department of Banking and Insurance.

Once you have completed your New Jersey insurance pre-licensing course, you will receive a Certificate of Completion. In New Jersey, pre-licensing doesn’t expire. Once you’ve received your pre-licensing Certificate of Completion, you must pass your New Jersey insurance license exam.

Note: A disinterested third party (someone who is not a family member, friend, or financial connection to you) must monitor you taking the Certification Exam.

Step 2: Pass a New Jersey insurance licensing exam

Make an exam reservation

Your state licensing exam is provided by PSI Services. When you make your reservation, you will be required to pay the exam fee using a credit card, debit card, voucher, or electronic check. You can make an exam reservation online or by phone, fax, or mail:

  • Online: Visit
  • Phone: Call (800) 733-9267.
  • Fax: Send your registration form to (702) 932-2666. After four business days, call PSI at (800) 733-9267 to schedule your exam.
  • Mail: Send your registration form and the appropriate exam fee to:
    • PSI Services LLC, ATTN: Examination Registration NJ INS, 3210 E Tropicana, Las Vegas, NV  89121
    • Then, after two business weeks, call PSI at (800) 733-9267 to schedule your exam.

What to bring to your exam

You are required to bring two forms of current signature identification, including:

  • A primary ID, such as a driver’s license, passport, or military ID that contains a photograph and signature. The ID cannot be expired.
  • A secondary ID, such as a debit or credit card that contains your signature and has not expired.

To be admitted into the exam, you also will need to provide a copy of your pre-licensing Certificate of Completion.

Arrive at your test center 30 minutes prior to the exam so that you have plenty of time to verify your identification and have your photograph taken.

Special PSI rules you should know

  • Talking to other candidates, exiting the building during the exam, smoking, eating, and drinking are prohibited.
  • Children are not allowed in the testing room.
  • Jackets, coats, and hooded clothing are prohibited, and you will be asked to empty your pockets before entering the exam.

New Jersey insurance license exam format

  • Each major line exam is given in a multiple-choice format.
  • The exam consists of a general section that covers basic insurance product knowledge and a state section that covers the insurance laws, regulations, rules, and practices of New Jersey.
  • The passing score required on the exam is 70. As soon as you complete the exam, you will receive a score report that indicates whether you passed or failed. If you pass, you will receive an exam results letter that provides you with a performance summary. Should you fail, you will receive a diagnostic report that shows you where you did well and where you fell short on each section of the exam.

Note: Each exam includes a mix of “pretest” questions and scored questions. The pretest questions are not identified throughout the exam, and the answers may not have been discussed in your education course. Answers to pretest questions will not affect your score.

Step 3: Have your fingerprints documented

Visit to print and complete a Universal Form. Then schedule an appointment to have your fingerprints taken by visiting or calling (877) 503-5981. You must provide a copy of the completed Universal Form at your fingerprinting appointment.

Step 4: Apply for a New Jersey insurance license

After you’ve passed the exam, apply for your New Jersey insurance license by completing an application at

For more information regarding New Jersey insurance license requirements, contact the New Jersey Department of Banking and Insurance.


Securities License Requirements

Any securities professional associated with a member firm-including partners, officers, directors, branch managers, department supervisors, and salespersons-must register with the Financial Industry Regulatory Authority (FINRA). The registration application requires information about the individual's prior employment and disciplinary history. FINRA prescribes two levels of qualification and registration:

  • Registered representatives, generally sales personnel

  • Principals, generally officers of the firm and other management personnel involved in the day-to-day operation of the firm's investment banking or securities business

As part of the registration process, securities professionals must pass examinations administered by FINRA to demonstrate competence in the areas in which they will work. These mandatory qualification examinations cover a broad range of subjects on the markets, as well as the securities industry and its regulatory structure, ensuring a minimum level of understanding and expertise. For additional information, you should consult with your broker-dealer management team. You may also visit FINRA's website for detailed information.

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