This licensing information is designed to provide a summary of the North Carolina insurance license requirements established by the North Carolina Department of Insurance. We recommend you contact the North Carolina Department of Insurance for more detailed information or changes.

Step 1: Complete a North Carolina insurance pre-licensing course

To sell insurance in North Carolina, you must complete an approved pre-licensing education course. All insurance pre-licensing courses provided by Insurance License Express are approved by the North Carolina Department of Insurance.

Once you have completed your North Carolina insurance pre-licensing course, you will receive a Certificate of Completion. The course is valid for one year from your date of completion. Within one year of completing the course, you must pass your North Carolina insurance license exam.

When you have passed the course, you will receive an Examination Admission Ticket that you must have to enter the North Carolina insurance license exam. Within 90 days of receiving your Examination Admission Ticket, you must pass your North Carolina insurance license exam. If not, you must retake the exam. Your Examination Admission Ticket may only be used for five exam attempts within the 90-day time frame.

Note: A disinterested third party (someone who is not a family member, friend, or financial connection) must monitor you taking the Certification Exam.

Step 2: Apply for a North Carolina insurance license

After receiving your Examination Admission Ticket, apply for your North Carolina insurance license and pay the fees at www.nipr.com. Your North Carolina insurance license application will be valid for six months. If you don’t obtain your license within that time frame, you will need to reapply.

After applying, Pearson VUE will send you an authorization email that includes your National Producer Number (NPN) and information that you will need to schedule your North Carolina insurance license exam.

Additionally, you will receive an email from NIPR that includes information that you will need to schedule your fingerprinting appointment.

Step 3: Pass a North Carolina insurance licensing exam

Make an exam reservation

Your state licensing exam is provided by Pearson VUE. When you make your reservation, you will be required to pay the exam fee using a credit card, debit card, voucher, or electronic check. You can make an exam reservation online or by phone:

  • Online: Visit www.pearsonvue.com/nc/insurance. Make your reservation at least 24 hours before your desired exam date, or 5 days prior to your desired date if you plan to pay by electronic check.
  • Phone: Call (800) 274-2616. Be prepared to provide the name of the exam and your preferred test date and test center location when you make your reservation.

What to bring to your exam

You are required to bring two forms of current signature identification, including:

  • A primary ID, such as a driver’s license, passport, or military ID that contains a photograph and signature. The ID cannot be expired.
  • A secondary ID, such as a debit or credit card that contains your signature and has not expired.

You will also be required to supply a copy of your Examination Admission Ticket.

Arrive at your test center 30 minutes prior to the exam so that you have plenty of time to verify your identification and have your photograph taken for the score report. However, please remember that you are not allowed to study in the test center. You will be given the opportunity to take an exam tutorial that will not reduce your exam time.

North Carolina insurance license exam format

  • Each major line exam is given in a multiple-choice format.
  • The exam consists of a general section that covers basic insurance product knowledge and a state section that covers the insurance laws, regulations, rules, and practices of North Carolina.
  • The passing score required on the exam is 70. As soon as you complete the exam, you will receive a score report that indicates whether you passed or failed. Should you fail, you will receive a report that shows your numeric score and provides you with diagnostic and re-testing information.

Note: Each exam includes a mix of “pretest” questions and scored questions. The pretest questions are not identified throughout the exam, and the answers may not have been discussed in your education course. Answers to pretest questions will not affect your score.

Step 4: Have your fingerprints documented

Once you receive the email from NIPR, visit the link to print your Fingerprint Submission Packet. Check with your local law enforcement office to find out the days and hours that they offer fingerprinting services. Before scheduling your fingerprint appointment, make sure that they can do Live Scan fingerprints for non-criminal reasons (fingerprint cards are not permissible).

Take your Fingerprint Submission Packet to the law enforcement office to have your digital fingerprints taken. Bring a photo ID, and complete Pages 1 and 3 of the packet prior to visiting the office. Once you have your fingerprints taken, ask the law enforcement officer who takes your prints to sign Page 2 of the packet. You may be required to pay a fee at this time.

Submit the completed forms to the NC Licensing Offices of Pearson VUE via email, fax, or mail:

Step 5: Print your North Carolina insurance license

Approximately 48–72 hours after receiving an email notification that your application has been processed, visit SBS Connect at www.ncdoi.com/ASD/ASD_SBSConnect.aspx and click “Print Your License.” Follow the instructions to print your North Carolina insurance license. Printing your license is free the first time only, so be sure to save a copy on your computer.

For more information regarding North Carolina insurance license requirements, contact the North Carolina Department of Insurance.

 

Securities License Requirements

Any securities professional associated with a member firm-including partners, officers, directors, branch managers, department supervisors, and salespersons-must register with the Financial Industry Regulatory Authority (FINRA). The registration application requires information about the individual's prior employment and disciplinary history. FINRA prescribes two levels of qualification and registration:

  • Registered representatives, generally sales personnel

  • Principals, generally officers of the firm and other management personnel involved in the day-to-day operation of the firm's investment banking or securities business

As part of the registration process, securities professionals must pass examinations administered by FINRA to demonstrate competence in the areas in which they will work. These mandatory qualification examinations cover a broad range of subjects on the markets, as well as the securities industry and its regulatory structure, ensuring a minimum level of understanding and expertise. For additional information, you should consult with your broker-dealer management team. You may also visit FINRA's website for detailed information.

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Announcements

All you Online Insurance License announcements

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