This licensing information is designed to provide a summary of the South Carolina insurance license requirements established by the South Carolina Department of Insurance. We recommend you contact the South Carolina Department of Insurance for more detailed information or changes.

Step 1: Complete a South Carolina insurance pre-licensing course

To sell insurance in South Carolina, you must complete an approved pre-licensing education course. All insurance pre-licensing courses provided by Insurance License Express are approved by the South Carolina Department of Insurance.

Once you have completed your South Carolina insurance pre-licensing course, you will receive a Certificate of Completion. The course is valid for one year from your date of completion. Within one year of completing the course, you must pass your South Carolina insurance license exam.

Step 2: Undergo a background check

In South Carolina, all resident license applications require you to receive a South Carolina State Law Enforcement Division (SLED) background check. Obtain your SLED report by requesting a copy online at www.sled.sc.gov or by sending a written request to:

  • State Law Enforcement Division, ATTN: Central Records Depository, PO Box 21398, Columbia, SC 29221

Important: SLED reports will expire 90 days after they’ve been issued.

Step 3: Pass a South Carolina insurance licensing exam

Make an exam reservation

Your exam is provided by PSI Services. When you make your reservation, you will be required to pay the exam fee using a credit card, debit card, voucher, or electronic check. You can make an exam reservation online or by phone, fax, or mail:

  • Online: Visit psiexams.com.
  • Phone: Call (800) 733-9267.
  • Fax: Send your registration form to (702) 932-2666. Once you have done so, call PSI at (800) 733-9267 to schedule your exam.
  • Mail: Submit your registration form and the appropriate exam fee to:
    • PSI Services LLC, ATTN: Examination Registration SC INS, 3210 E Tropicana, Las Vegas, NV 89121
    • Then, after two business weeks, call PSI at (800) 733-9267 to schedule your exam.

What to bring to your exam

You are required to bring two forms of current signature identification, including:

  • A primary ID, such as a driver’s license, passport, or military ID that contains a photograph and signature. The ID cannot be expired.
  • A secondary ID, such as a debit or credit card that contains your signature and has not expired.

You should arrive at your test center 30 minutes prior to the exam so that you have plenty of time to verify your identification and have your photograph taken.

Special PSI rules you should know

  • Talking to other candidates, exiting the building during the exam, smoking, eating, and drinking are prohibited.
  • Children are not allowed in the testing room.
  • Jackets, coats, and hooded clothing are prohibited, and you will be asked to empty your pockets before entering the exam.

South Carolina insurance license exam format

  • Each major line exam is given in a multiple-choice format.
  • The exam consists of a general section that covers basic insurance product knowledge and a state section that covers the insurance laws, regulations, rules, and practices of South Carolina.
  • The passing score required on the exam is 70. As soon as you complete the exam, you will receive a score report that indicates whether you passed or failed. If you pass, you will receive an exam results letter that provides you with a performance summary. Should you fail, you will receive a diagnostic report that shows you where you did well and where you fell short on each section of the exam.

Note: Each exam includes a mix of “pretest” questions and scored questions. The pretest questions are not identified throughout the exam, and the answers may not have been discussed in your education course. Answers to pretest questions will not affect your score.

Step 4: Apply for a South Carolina insurance license

Once you’ve passed the exam, apply for your South Carolina insurance license by completing an application at www.nipr.com.

For more information regarding South Carolina insurance license requirements, contact the South Carolina Department of Insurance.

 

Securities License Requirements

Any securities professional associated with a member firm-including partners, officers, directors, branch managers, department supervisors, and salespersons-must register with the Financial Industry Regulatory Authority (FINRA). The registration application requires information about the individual's prior employment and disciplinary history. FINRA prescribes two levels of qualification and registration:

  • Registered representatives, generally sales personnel

  • Principals, generally officers of the firm and other management personnel involved in the day-to-day operation of the firm's investment banking or securities business

As part of the registration process, securities professionals must pass examinations administered by FINRA to demonstrate competence in the areas in which they will work. These mandatory qualification examinations cover a broad range of subjects on the markets, as well as the securities industry and its regulatory structure, ensuring a minimum level of understanding and expertise. For additional information, you should consult with your broker-dealer management team. You may also visit FINRA's website for detailed information.

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Announcements

All you Online Insurance License announcements

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  • Learn how to get an insurance license for life, health, property and casualty insurance with InsuranceLicenseExpress.com.

 

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