This licensing information is designed to provide a summary of the Texas insurance license requirements established by the Texas Department of Insurance. We recommend you contact the Texas Department of Insurance for more detailed information or changes.
Step 1: Complete a Texas insurance pre-licensing course
To sell insurance in Texas, you must complete an approved pre-licensing education course. All insurance pre-licensing courses provided by Insurance License Express are approved by the Texas Department of Insurance.
Once you have completed your Texas insurance pre-licensing course, you will receive a Certificate of Completion. The course is valid for one year from your date of completion. Within one year of completing the course, you must pass your Texas insurance license exam.
Step 2: Pass a Texas insurance licensing exam
Make an exam reservation
Your state licensing exam is provided by Pearson VUE. When you make your reservation, you will be required to pay the exam fee using a credit card, debit card, voucher, or electronic check. You can make an exam reservation online or by phone:
- Online: Visit www.pearsonvue.com/tx/insurance. Make your reservation at least 24 hours before your desired exam date, or 5 days prior to your desired date if you plan to pay by electronic check.
- Phone: Call (888) 754-7667. Be prepared to provide the name of the exam and your preferred test date and test center location when you make your reservation.
What to bring to your exam
You are required to bring two forms of current signature identification, including:
- A primary ID, such as a driver’s license, passport, or military ID that contains a photograph and signature. The ID cannot be expired.
- A secondary ID, such as a debit or credit card that contains your signature and has not expired.
Note: The test administrator will not provide calculators. However, you may bring one if it is hand-held, silent, non-printing, and does not contain an alphabetic keypad.
You should arrive at your test center 30 minutes prior to the exam so that you have plenty of time to verify your identification and have your photograph taken for the score report. However, please remember that you are not allowed to study in the test center. You will be given the opportunity to take an exam tutorial that will not reduce your exam time.
Texas insurance license exam format
- Each major line exam is given in a multiple-choice format.
- The exam consists of a general section that covers basic insurance product knowledge and a state section that covers the insurance laws, regulations, rules, and practices of Texas.
- The passing score required on the exam is 70. As soon as you complete the exam, you will receive a score report that indicates whether you passed or failed. Should you fail, you will receive a report that shows your numeric score and provides you with diagnostic and re-testing information.
Note: Each exam includes a mix of “pretest” questions and scored questions. The pretest questions are not identified throughout the exam, and the answers may not have been discussed in your education course. Answers to pretest questions will not affect your score.
Step 3: Have your fingerprints documented
To schedule a fingerprinting appointment, contact MorphoTrust, USA online at www.identogo.com or by phone at (888) 467-2080.
Step 4: Apply for a Texas insurance license
Once you’ve passed the exam and waited for a full 24 hours, apply for your Texas insurance license by completing an application at www.nipr.com.
Important: You must apply for your license within one year of passing your insurance license exam. If you fail to do so, you will be required to retake and pass the exam again.
For more information regarding Texas insurance license requirements, contact the Texas Department of Insurance.
Securities License Requirements
Any securities professional associated with a member firm-including partners, officers, directors, branch managers, department supervisors, and salespersons-must register with the Financial Industry Regulatory Authority (FINRA). The registration application requires information about the individual's prior employment and disciplinary history. FINRA prescribes two levels of qualification and registration:
Registered representatives, generally sales personnel
Principals, generally officers of the firm and other management personnel involved in the day-to-day operation of the firm's investment banking or securities business